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Identity theft is the deliberate use of someone else’s identity , usually as a method to gain a financial advantage or obtain credit and other benefits in the other person’s name, [1] [2] and perhaps to the other person’s disadvantage or loss. The person whose identity has been assumed may suffer adverse consequences, [3] especially if they are held responsible for the perpetrator’s actions. Identity theft occurs when someone uses another’s personally identifying information, like their name, identifying number, or credit card number , without their permission, to commit fraud or other crimes.

The term identity theft was coined in Determining the link between data breaches and identity theft is challenging, primarily because identity theft victims often do not know how their personal information was obtained, and identity theft is not always detectable by the individual victims, according to a report done for the FTC. Someone can steal or misappropriate personal information without then committing identity theft using the information about every person, such as when a major data breach occurs.

A US Government Accountability Office study determined that “most breaches have not resulted in detected incidents of identity theft”. A later unpublished study by Carnegie Mellon University noted that “Most often, the causes of identity theft is not known”, but reported that someone else concluded that “the probability of becoming a victim to identity theft as a result of a data breach is An October article entitled “Cyber Crime Made Easy” explained the level to which hackers are using malicious software.

There’s an app for that. The new program for infecting users’ computers was called Zeus ; and the program is so hacker-friendly that even an inexperienced hacker can operate it. Although the hacking program is easy to use, that fact does not diminish the devastating effects that Zeus or other software like Zeus can do to a computer and the user. For example, the article stated that programs like Zeus can steal credit card information, important documents, and even documents necessary for homeland security.

If the hacker were to gain this information, it would mean identity theft or even a possible terrorist attack.

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